In a city known for sky-high rents and $7 lattes, finding a complete, satisfying meal for under $20 can feel like winning the culinary lottery. But with the right strategy—and a little help from apps like Rakuten and Ibotta—you can discover delicious, filling dishes that do not break your budget. Here’s how to take on the $20 Challenge and eat like a king without overspending.
Where to Find Full Meals Under $20
Despite rising prices, smart diners know where to look. Many local gems, food halls, and even fine-dining restaurants offer budget-friendly options, especially at lunch or during happy hour.
Top places to explore include:
- Food trucks and carts: Gourmet tacos, rice bowls, and global street food are often $10–$15.
- Fast-casual favorites: Chains like Shake Shack, Sweetgreen, and Cava deliver satisfying meals around $15.
- Neighborhood diners and cafes: Classic burger and fries combos, loaded sandwiches, or hearty pasta dishes typically come in under $20.
- Local ethnic eateries: Family-run Thai, Indian, and Mediterranean spots offer generous portions at affordable prices.
Check Eater’s affordable eats guides or Yelp’s best cheap eats lists in your city to discover hidden gems.
Boost Your Savings with Rakuten
Before you place any online orders for pickup or delivery, activate Rakuten. Rakuten partners with major platforms like DoorDash, Grubhub, and Seamless, offering cashback just for clicking through their links. It’s an effortless way to make your affordable meal even cheaper.
Use Ibotta for Additional Cashback
Ibotta also offers rebates on dining purchases. Whether you’re ordering delivery or dining in, check the Ibotta app for active offers. Some deals apply to specific restaurants, others to food delivery apps—meaning you can stack savings when you plan it right.
Sample $20 Meal Finds
- $14 Gourmet Burger + Fries at a craft burger bar, paired with cashback from DoorDash via Rakuten.
- $12 Sushi Lunch Special with a free miso soup, picked up through Seamless with an Ibotta rebate.
- $18 Three-Taco Plate + Agua Fresca from a downtown taqueria food truck, ordered through a cashback-enabled delivery app.
- $9 Giant Falafel Wrap plus a $6 side of hummus and pita at a neighborhood Mediterranean café.
Pro Tip: Timing Matters
Many restaurants offer lunchtime specials or midweek discounts that disappear during peak dinner hours. Aim for weekday lunches or early dinners to catch the best prices.
Final Thoughts
The $20 Challenge is not only possible—it can be downright delicious. By combining smart dining choices with cashback tools like Rakuten and Ibotta, you can enjoy a rich culinary life without a rich culinary budget.
